Article Suggestion Reward — Program Terms and Privacy Notice

Effective date: September 15, 2026

The short version

Send Savvy Silver Tech an idea for a useful article. If we select your suggestion and publish an article based on it, we will give you one month of complimentary premium access. No purchase or credit card is required. Submitting an idea does not guarantee that it will be selected or published.

1. Sponsor and eligibility

The Article Suggestion Reward is offered by Savvy Silver Tech (“SST” or “Sponsor”). It is open to legal residents of the 50 United States and the District of Columbia who are at least 18 years old when they submit an idea. It is void where prohibited. SST staff members, contractors directly involved in administering the program, and members of their immediate households are not eligible.

2. Program period

This is an ongoing reader-reward program beginning September 15, 2026. SST may pause, change, or end the program at any time. A change will not take away a reward already confirmed in writing.

3. How to participate

Use the form at savvysilvertech.com/suggest-an-article/ or email the requested information to admin@savvysilvertech.com. Include your name, email address, and a clear description of the technology question, task, or problem you would like SST to explain.

There is no purchase requirement. Paying for an SST membership will not improve the chance that a suggestion is selected.

4. How suggestions are selected

This is an editorial selection, not a random drawing. SST may consider:

• Usefulness to older adults, families, or caregivers
• Fit with SST’s subject matter and plain-English approach
• Whether the topic can be explained accurately and safely
• Whether SST has already published or planned similar coverage
• The clarity and practicality of the question

SST has final editorial control over whether, when, and how an article is created, including its title, scope, wording, sources, and publication date.

If substantially similar suggestions are received, SST may recognize the earliest usable submission shown in its records, recognize more than one contributor, or determine that the topic was already under development. SST’s reasonable editorial decision is final.

5. The reward

If SST selects a suggestion and publishes an article substantially based on it, the eligible contributor will receive one month of complimentary access to SST premium content. The approximate retail value is $2.99. No payment card is required, there is no automatic renewal, and access ends automatically after the complimentary period unless the recipient separately chooses to purchase a subscription.

The recipient must provide or use a valid SST member email address and claim the reward within 14 days after SST sends the selection notice. The reward is nontransferable and has no cash alternative. A person may receive no more than one Article Suggestion Reward in any 12-month period.

If the selected contributor already has an active paid SST subscription, SST may provide an equivalent one-month membership credit or another reasonable extension of premium benefits without disrupting the existing subscription. Any taxes are the recipient’s responsibility.

6. Attribution

The submission form lets you choose whether SST may mention your first name when acknowledging the suggestion. Attribution is optional and does not affect selection. SST will not publish your email address.

7. Your submission

Submit your own idea and description. Do not send confidential information, passwords, payment information, private medical information, or material copied from someone else. By submitting, you confirm that you have the right to share the material and give SST a nonexclusive, worldwide, royalty-free right to use, adapt, research, and develop the idea for editorial purposes. You keep any rights you may have in your original wording, but you do not gain ownership of or editorial control over an SST article.

Ideas themselves may not be unique. SST may already be considering, researching, or producing similar material.

8. Privacy notice

SST collects the information you submit—such as your name, email address, article idea, optional context, and attribution preference—to review the suggestion, communicate about it, prevent misuse, administer a reward, and keep a reasonable record of selections.

Submitting an idea does not subscribe you to newsletters or marketing email. If you want SST newsletters, you must sign up separately. SST does not sell suggestion information.

The form is processed by FormSubmit, a third-party form-delivery provider, so the information you enter passes through that service before reaching SST by email. Do not include sensitive personal or financial information. SST retains submissions only as long as reasonably needed for editorial planning, program administration, dispute prevention, and legal obligations.

You may ask about, correct, or request deletion of your submission by emailing admin@savvysilvertech.com. Some limited records may be retained when reasonably necessary to document a reward, prevent repeated claims, or comply with law.

9. General conditions

SST may reject submissions that are incomplete, abusive, deceptive, automated, unsafe, unlawful, or inconsistent with these terms. SST may suspend or modify the program if fraud, technical failure, or circumstances outside its reasonable control affect fair administration.

To the extent permitted by law, SST is not responsible for lost, delayed, misdirected, incomplete, or technically corrupted submissions, or for incompatibility with a participant’s device, email provider, or internet service.

10. Questions

Questions about the program or these terms may be sent to admin@savvysilvertech.com.